Seamless. Secure. Simply For You.

As pioneers in digital payments, we’re committed to Powering Everyday Payments driving innovation, trust, and convenience for both enterprises and consumers.

Our Purpose

At Oxymoney, our vision is to power everyday payments for individuals and enterprises alike — creating a future where money moves smarter, faster, and more securely. We are building a trusted ecosystem that simplifies how businesses manage expenses and how people transact every day. By combining innovation, compliance, and customer-centric technology, Oxymoney continuously evolves to make financial interactions seamless, inclusive, and future-ready — powering progress for a better tomorrow.

Our Promise

Oxymoney is approved by the Reserve Bank of India (RBI), so you know your money is safe with us. With our Payment Aggregator License (In Principle), we facilitate effortless, compliant online payments for all.

Milestones

4M+

Instruments issued (cards & wallets) 

170M+

Transactions processed

100+

Corporate customers (Banking, NBFCs, Technology) 

10M+

Unique customers served

About Us

Powered by Appnit Technologies Pvt. Ltd. (an RBI-approved PPI Licence holder), Oxymoney™ makes everyday payments simple, secure, and rewarding. From individuals to enterprises, we enable seamless digital transactions across India through a unified, trusted platform.

Supported by DMI Finance, one of India’s leading digital credit platforms, Oxymoney continues to evolve — powering everyday payments for a smarter, more connected tomorrow.

Meet Our Team

Nitin Kapoor

CEO

Nitin is a Computer Engineer with over 10 years of experience. Before founding Appnit, he worked with organizations such as One97 Communications Ltd. and Buongiorno — an Italian MNC now a wholly owned subsidiary of NTT DOCOMO.

Navneet Sharma

COO

Nvneet is an engineer with a post-graduation in International Business from IIFT Delhi and IIM-A. With over 20 years of experience across Telecom, FMCG, and Retail, he brings a process-driven approach from his work with leading brands such as Airtel, Tata, CavinKare, and VLCC.

Amit Dey

Investor - Director

Amit Dey, Managing Director at Appnit Technologies, leads strategy and drives sustainable business growth. An Electrical Engineer and MBA from IIM Calcutta, he plays a key role in scaling operations, building long-term value, and steering the company toward innovation and operational excellence.

Meet more members

Board Of Directors

Mr. Jatinder Bhasin

Jatinder Bhasin oversees Operations and Internal Audit at DMI Finance. With over 25 years in finance and operations, he brings deep expertise in strategy, risk, and execution. A former GE leader, he holds engineering and finance degrees and drives operational excellence across functions within the organization’s growth initiatives.

Mr. Arindam Das

Arindam Das, CEO of Consumer and MSME Finance at DMI Finance, drives strategy and growth. An Economics graduate and MBA from K J Somaiya, Mumbai, he leverages over two decades of experience in Indian and global financial services, mentoring startups, engaging with industry bodies, and steering innovation and operational excellence.

Ms. Shivi Mohan Rastogi

Shivi has nearly two decades of experience in corporate and commercial law. A founding partner of the Firm, she leads debt and corporate finance matters and supports VC and PE practices. She brings fund management experience, co-founded Amicus Services, and is recognized by leading legal publications.