Powering Workflows. Simplifying Payments.

Automate payouts, streamline collections, and reconcile in real time — all through one powerful API suite.

APIs That Power Enterprise Payment

Oxymoney APIs offer an RBI-approved fintech infrastructure that simplifies payouts, collections, cards, BBPS, and reconciliation. Seamlessly integrate with ERP, HRMS, CRM, and accounting systems to automate workflows, accelerate settlements, and ensure compliance with enterprise-grade security.

Scalable Features For Enterprises

Seamless Onboarding & KYC

Customer registration, e-KYC, and profile management for compliant digital onboarding.

Prepaid Card Management

Instant issuance, activation, PIN management, spend limits, and hotlisting for prepaid/expense cards.

Payment Services

Enable UPI push-to-collect, refunds, mandates, and VPA validation for seamless digital transactions.

Merchant & Value-Added Services

QR code generation, merchant onboarding, BBPS, recharges and other digital transactions.

Enterprise-Grade Security & Compliance

Device binding, OTP validation, tokenization, and audit logs aligned with RBI/NPCI standards.

Faster Go-Live

Plug-and-play APIs enable quick integration with ERP, HRMS, CRM, and accounting systems.

Business Growth Through APIs.

Faster Go-Live

Faster Go-Live

Plug-and-play APIs enable quick integration with ERP, HRMS, CRM, and accounting systems.
Improved Efficiency

Improved Efficiency

Automate payouts, collections, and reconciliation to reduce manual effort and errors.
Scalable Infrastructure

Scalable Infrastructure

Handle high transaction volumes with enterprise-grade reliability and performance.
Regulatory Compliance

Regulatory Compliance

RBI-approved APIs with built-in KYC, AML, tokenization, and audit capabilities.
Unified Financial Workflows

Unified Financial Workflows

One API suite for onboarding, payments, cards, BBPS, and value-added services.
Enterprise Security

Enterprise Security

Advanced authentication, encryption, and fraud monitoring safeguard every transaction.

Built for Every Need

Integrate
Seamlessly connect your ERP, HRMS, CRM, or accounting platforms through Oxymoney’s secure APIs.
Automate
Streamline payouts, collections, reconciliation, and card management with enterprise-grade efficiency.
Scale
Gain full control via a unified dashboard with real-time insights, ensuring compliance and business growth.

Business Workflows Powered by APIs

For Customers

Customer Registration API → Digitally onboard new customers.
KYC Verification (Full/Min KYC) → Support RBI-compliant minimum or full KYC.
e-KYC (Aadhaar/CKYC) → Real-time identity verification via Aadhaar/CKYC.

For Customers

For Wallets

Payment providers, marketplaces, and app-based businesses can enable stored value wallets for seamless customer payments.

 

For Wallets

For Prepaid Card Holders

Corporates, fintechs, and HRMS platforms can issue expense or gift cards to employees and customers.

 

For Prepaid Card Holders

For Payments

Retailers, utilities, and e-commerce platforms can collect and manage UPI payments seamlessly.

 

For Payments

For Merchants

Offer customers more flexibility by enabling QR on prepaid cards and wallets.

For Merchants

Seamless Payments. Smarter Workflows.

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