Swipe. Tap. Earn Gold.
Make every spend rewarding — earn instant, assured gold with every UPI, wallet, or card payment on Oxymoney
Every Spend Deserves Gold
You spend every day — bills, coffee, travel, shopping. Why should those spends give you nothing back? Oxymoney makes every eligible transaction rewarding by crediting instant gold to your account.
RBI Compliant
instant & automatic
for payments, cards, and rewards
How Your Spend Turns Into Gold
Scan & Download the Oxymoney App.
Quick KYC Verification Verify your mobile number (OTP).
Load Your Digital Card (Wallet)Add money instantly .
Get Your Physical Card. Receive your Oxymoney prepaid card for use across POS, ATMs & more.
Spend & Earn Gold Everywhere. Use your card for food, cab bookings, shopping & more.
Smarter Together: App + Cards.
The Oxymoney app is your control center; cards are the tools that make spending simple and secure.
Bills & Recharges
- Quick bill pay in seconds.
- Auto-pay via loadable cards
UPI & Transfers
- Scan & pay or bank transfer.
- Link cards and see everything in one place.
Shopping & E-com
- Earn gold at checkout.
- for controlled and secure spending.
Gift Cards
- Buy/send instantly
- One-time, non-reloadable gift cards
Choose Your Card, Your Way.
No matter how you spend, there’s an Oxymoney card built just for you
|
Features
|
Prepaid Card
|
Gift Card
|
|---|---|---|
| Validity | Reloadable for up to 5 years | One-time load, valid as per issuer terms |
| Reward Benefit | Earn gold on every transaction | Ideal for gifting (no reward accrual) |
| Application Requirement | Apply with just a single document | Minimal KYC / simple issuance |
| Transaction Limit | ₹10,000 monthly (upgradable) | As per gift value (fixed load) |
| Acceptance | Accepted at all RuPay merchants across India | Accepted at all RuPay merchants across India |
| Design/Use Case | For everyday payments & personal use | Gift-friendly design, suitable for all occasions |
Your Daily Spends, Now Rewarded.
No matter how you spend, there’s an Oxymoney card built just for you
Bills & Recharges
Pay electricity, gas, mobile or DTH bills — and earn gold instantly.
UPI & Transfers
Scan-to-pay, send to friends, or transfer to bank accounts UPI payments earn gold.
Shopping & E-commerce
Pay at your favourite stores and online merchants eligible purchases add gold to your wallet.
Travel & Bookings
Flights, hotels or cab bookings book with Oxymoney and get rewarded.
Fuel & Meals
Spend fuel and food cards linked to the app controlled spends that still earn gold.
Subscriptions & Recurring
OTT or subscription renewals via e-mandate/UPI AutoPay recurring payments that keep giving.
Your Guide to Smarter Rewards
Gold rewards apply to eligible transactions as defined in-app. Some categories or promotions may be excluded.
Powering Everyday Payments. Rewarding You in Gold. On Every Spend.
Start earning gold on your next payment
Start earning gold on your next payment
Download Oxymoney and turn every payment into a reward.